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Group Health Insurance

At Centerstone Health & Benefits, our Group Health Insurance solutions are designed with employers in mind. We offer customizable plans that align with your budget and workforce needs, competitive premium structures to help you manage costs, and access to a broad network of top-tier healthcare providers. By partnering with leading insurers and trusted PEOs, we help you deliver high-value benefits that support employee well-being, improve retention, and enhance your company’s overall benefits strategy. Let us help you create a health plan that works as hard as you do — contact us today to explore the best options available in your area.

Professional Employer Organizations (PEO)

Partnering with a Professional Employer Organization (PEO) allows businesses to streamline HR responsibilities such as payroll, compliance, and employee onboarding, while gaining access to high-quality benefits like health insurance, 401(k) plans, dental, and vision coverage. By joining a larger risk pool, employers can often secure more competitive rates and richer benefit offerings than they could on their own.

A PEO relationship helps you reduce administrative overhead, stay compliant with employment laws, and focus more energy on growing your business. It’s an efficient way to strengthen your employee benefits package while maintaining control over your company’s strategic direction. Contact us today to find out if a PEO partnership is the right move for your organization.

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Non-Medical and Voluntary Benefits

We offer a wide range of voluntary benefits to enhance your employee benefits package:

  • Dental Insurance: Comprehensive coverage for routine and major dental care.
  • Vision Insurance Coverage for eye exams, glasses, and contacts.
  • Life Insurance: Financial security for employees and their families in the event of unforeseen circumstances.
  • Short-Term Disability: Provides income protection during temporary disability.
  • Long-Term Disability: Ensures long-term financial support if an employee is unable to work for an extended period.

Tax-Advantaged Plans

We provide tax-advantaged solutions that help employees save money and plan for the future:

  • Health Savings Accounts (HSA): Save money tax-free for medical expenses with a high-deductible health plan, giving employees control over their healthcare spending.
  • Health Reimbursement Accounts (HRA): Employer-funded, tax-advantaged accounts with funds that roll over year to year, offering flexibility and compatibility with any healthcare plan.
  • Flexible Spending Accounts (FSA): Set aside pre-tax dollars for medical expenses like co-pays and deductibles. Includes options for dependent care expenses.
  • Premium Only Plan (POP): Pre-tax contributions to employer-sponsored benefits reduce taxable wages, saving money for both employees and employers.
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Protect Your Team, Grow Your Business

Let us help you design the ideal employee benefits package. Contact us today for a personalized consultation and quote.